Terms of Use

These Terms of Use (“Terms”) govern your use of the free online tools and related content provided by Daily Toolkit LEDGER (“the Site”). By using the Site you agree to these Terms.

1. Service description

The Site offers free browser-based tools and practical guides covering health, finance, unit conversion, image and file processing, text utilities, and productivity. Most calculations and conversions run entirely in your browser; your inputs are not uploaded to or stored on our servers for normal tool use.

2. Nature of results and disclaimer

All calculation results, conversion outputs, and explanatory text are intended solely for general information, learning, and preliminary estimates. They do not constitute medical diagnosis, financial product recommendations, investment advice, legal advice, or any other professional advice.

• Health-related tools (BMI, BMR/TDEE, etc.) are not a substitute for examination or advice by a qualified clinician.
• Finance-related tools (loan calculators, compound interest, etc.) do not represent actual loan offers, interest rates, or contract terms from any bank or institution.
• You remain responsible for verifying your inputs and results. Before any important health, financial, legal, or business decision, consult a qualified professional and rely on official documents or primary sources.

The Site and its operator make no warranty regarding the accuracy, completeness, or currency of any result, and accept no liability for direct or indirect damages arising from use of the tools beyond what applicable law requires.

3. Accuracy and availability

We make reasonable efforts to keep calculation logic and descriptions accurate, but errors or temporary outages may occur. Features, content, and tools may be added, changed, or removed without prior notice. Continuous availability of the Site or of any specific tool is not guaranteed.

4. User responsibilities

You agree to:

• Check that your inputs, units, and settings are correct before relying on any result.
• Independently verify important results and seek professional advice when needed.
• Not use the Site for illegal, abusive, or harmful purposes, or in ways that infringe others’ rights.
• Respect intellectual-property rights in the Site’s content, design, and code.

5. Intellectual property

Text, design, logos, code, and tool structure on the Site are protected by applicable intellectual-property laws. Personal, non-commercial use is permitted. You may not copy, modify, redistribute, or commercially exploit Site content without prior permission, except for ordinary linking or fair-use discussion of the tools.

6. Privacy and advertising

How we handle cookies and data is explained in the Privacy Policy. The Site is provided free of charge as a set of browser tools. Ads are intended not to interfere with the core usefulness of the tools.

7. Changes to these Terms

We may update these Terms from time to time. Material changes will be reflected on this page. Continued use of the Site after an update constitutes acceptance of the revised Terms.

8. Contact

Questions about these Terms or about the Site can be sent via the Contact page.

Last reviewed: 2026-09-14